Salary Calculator
Salary Calculator
Calculate your net pay after taxes and social security for Australia, Canada, France, Germany, Italy, Portugal, Spain, the UK, and the US. See your take-home pay and effective tax rate for any country you select.
How It Works
Net Pay = Gross Salary − Progressive Income Tax − Social Security. Tax brackets are progressive: higher portions of income are taxed at higher rates. Social security contributions vary by country.
About This Calculator
What It Does
Calculate your take-home pay after income tax and social security deductions. Select your country, enter your annual salary or hourly rate, and see your net pay, total tax, effective tax rate, and monthly net income.
Worked Example
A gross salary of 75,000 currency units: each country applies its own progressive tax brackets and social security rates. Effective tax rates typically range from ~15% to ~30% depending on the country's tax system and salary level. Social security contributions vary from ~6% to ~20% of gross salary. Use the calculator to select your country and see exact figures for your situation.
Real-World Usage
Job seekers negotiate offers knowing their true take-home pay. Freelancers estimate quarterly tax payments. People relocating between countries compare cost of living and tax burden. Employers use it to understand gross-to-net costs.
Local Context
Every country has its own tax system: Australia uses progressive rates with the Medicare levy. Canada has federal + provincial brackets. France applies income tax plus CSG/CRDS social charges. Germany uses Lohnsteuer with solidarity surcharge and church tax. Italy has IRPEF with regional surcharges. Portugal uses progressive IRS brackets. Spain applies IRPF with regional adjustments. The UK uses income tax bands plus National Insurance. The US has federal brackets + FICA + state taxes. Each calculator adapter applies your selected country's exact rules.
Last reviewed: May 2026.
This calculator provides estimates only. Actual tax liability depends on many factors including deductions, credits, filing status, dependents, and local taxes. Consult a tax professional for advice specific to your situation.
Frequently Asked Questions
How is net pay calculated?
Net pay = gross salary minus progressive income tax minus social security/payroll taxes. Tax brackets are progressive, meaning higher portions of your income are taxed at higher rates.
What is an effective tax rate?
The effective tax rate is your total tax divided by your gross salary. It is lower than your top marginal tax bracket because only the highest portion of your income is taxed at that rate.
How do I convert hourly to annual salary?
Multiply your hourly rate by hours worked per week (typically 40) then by 52 weeks. For example, 25 currency units/hr × 40 hours × 52 weeks = 52,000 currency units/year.
Are local taxes included?
This calculator shows federal/national income tax and social security. Local, state, or municipal taxes vary by location and are not included. Check your local tax authority for complete figures.